A double storey extension shares one footprint across two floors, but it does not turn a single-storey budget into twice the space for free. Checkatrade's August 2026 guide places standard to excellent quality construction at £1,650 to £3,000 per square metre plus VAT. Its figures exclude internal fixtures and fittings, including plumbing and electrical work. For a Rugby home, the real total also follows the ground, structural openings, staircase and room layout, roof connection, services, approvals and finish. This guide keeps those national benchmarks separate from any Belmax quotation and shows what must be coordinated before two totals can be compared fairly.

The short answer

Price the two floors as one coordinated project

Checkatrade's August 2026 guide gives £1,650 to £3,000 per square metre plus VAT for double storey extension construction, depending on quality. That is a national benchmark, not a Rugby average or Belmax price. Add the property-specific structure, ground conditions, roof, openings, services, internal fit-out, professional work, approvals and VAT before setting a project budget.

What the 2026 double storey figures cover

The published ranges describe national construction benchmarks, and they do not include every room, service or professional cost needed for a finished Rugby project.

Checkatrade's double storey extension guide, updated in August 2026, gives £1,650 to £2,150 per square metre for standard quality, £1,830 to £2,350 for good quality and £2,150 to £3,000 for excellent quality. Its table labels these figures as cost plus VAT, so VAT must be added where applicable. The guide also says the construction figures exclude internal fixtures and fittings such as plumbing and electrical work.

The Federation of Master Builders gives a broader £1,000 to £2,500 per square metre range for a two-floor extension. Its page does not clearly state VAT treatment beside that range. It also warns that planning fees, drawings and alterations to the existing structure need separate budget attention. The difference between the two guides shows why a benchmark must be read with its scope and tax basis, rather than treated as a local rate.

Checkatrade also lists £66,000 to £100,000 plus VAT for a 5m by 4m double storey side, front or wraparound extension. It describes these as ballpark national averages. The footprint, total floor area, quality level and excluded fit-out must match your proposal before that example is useful. It is not evidence that a particular Rugby project will cost the same.

Published UK double storey extension benchmarks checked 24 September 2026
Published exampleGuide figureVAT and scope check
Standard quality construction£1,650 to £2,150 per m²Checkatrade labels the range as cost plus VAT and excludes internal fixtures and fittings.
Good quality construction£1,830 to £2,350 per m²Add VAT where applicable and define the rooms, services and finishes separately.
Excellent quality construction£2,150 to £3,000 per m²A quality label is not a specification. List the products and finish expected.
FMB two-floor range£1,000 to £2,500 per m²The page does not clearly state VAT treatment beside the range.
5m by 4m two-storey example£66,000 to £100,000Checkatrade presents this as a ballpark type example plus VAT, not a Rugby quotation.

Check the guidance: Checkatrade double storey extension cost guide, Federation of Master Builders two-storey extension guide.

Every figure above is an attributed national benchmark. None is a Belmax quotation or a claimed Rugby average.

Bottom line: Keep the guide range, VAT treatment and excluded work visible when testing an early budget.

Decide whether two floors solve the right problem

A second floor is useful only when the ground-floor plan, upper-floor plan and connection to the existing house work together.

Start with the rooms and relationships you need, not the largest footprint that appears possible. A two-floor rear addition might create a kitchen or family room below and a bedroom or bathroom above. A side addition might improve circulation and add rooms while preserving more rear garden. Each choice changes the planning route, roof form, structural connection and the amount of existing space that must be altered.

Test the upper floor early. A new bedroom needs a sensible route from the landing, workable furniture space, windows, heating and fire-safety coordination. A bathroom adds hot and cold water, drainage, ventilation and waterproofing. If the extension makes an existing bedroom into a corridor or creates awkward level changes, the extra area may not deliver the useful layout expected.

Then test the ground floor. Large openings can help connect a new room, but they also affect temporary support, permanent steelwork, services and making good. The lowest construction rate is not good value if the finished plan leaves dark internal rooms, poor circulation or a kitchen that cannot be arranged properly.

Map both floors before fixing the footprint

Draw the ground and first floors together. Mark the existing external walls, proposed openings, stairs and landing, bathrooms, soil stacks, boiler and likely structural supports. This simple coordination map reveals whether one decision creates expensive work on the other floor before detailed design begins.

Bottom line: Choose the footprint only after both floors and the rooms they connect to have been tested.

Structure and ground conditions shape the quotation

A double storey extension needs a continuous load path from the roof and upper floor through the walls, beams and foundations to the ground.

The proposed structure must work with the existing house. Foundations need a design suited to the ground, nearby trees, drains and the loads above. Openings through the existing external walls may need beams, bearings, posts and temporary works. The roof connection must manage structure, weathering, insulation and drainage without relying on a generic detail that ignores the existing building.

A quotation prepared before structural information exists should state its assumptions. Ask what foundation type and depth, steelwork allowance, temporary support and drainage work have been included. If investigations or calculations are outstanding, identify which figures are provisional and how any change will be agreed. A fixed-looking total built on hidden assumptions is not the same as a fixed scope.

Building above an existing garage or extension needs its own assessment. Existing walls and foundations should not be assumed capable of carrying another storey. A structural review may find they are suitable, need strengthening or should be replaced. The apparent saving from reusing a structure is only real after that condition and capacity have been checked.

Do not separate the opening from the new frame

The new extension and the opening into the old house act as one structural problem. Drawings and calculations should show how loads are transferred, how the building remains stable during the work and what must be made good afterwards. That scope belongs in the quotation rather than being left as an undefined extra.

Bottom line: Make the structural basis and unresolved assumptions visible before comparing prices.

Stack rooms and services deliberately

Putting related rooms and service routes above one another can reduce complexity, while a disconnected layout can add drainage, ventilation and coordination work.

A bathroom above a kitchen or utility can create shorter service routes, but it still needs a workable soil connection, falls, ventilation, water supply, electrical zones and access for maintenance. A bedroom above a living room may have fewer drainage demands, but acoustic separation, heating, sockets, lighting and the arrangement of windows still need a specification.

List the intended use of every new and altered room. For the ground floor, include the kitchen, utility, cloakroom, storage, glazing, heating and flooring. For the first floor, include bedrooms, bathrooms, wardrobes, doors and landing changes. Then add work inside the existing house, such as moving radiators, changing ceilings, upgrading doors or redecorating affected rooms.

Check whether products are supplied by the contractor, homeowner or a separate specialist. A kitchen allowance without appliances and worktops is different from a complete fitted room. The same applies to sanitaryware, tiles, wardrobes and floor finishes. Product decisions also affect first-fix locations, so late changes can move both cost and programme.

  • Coordinate soil, waste, water, heating, ventilation and electrical routes across both floors.
  • Name every altered room outside the extension footprint.
  • Record exact product allowances and who supplies each item.
  • Include fire, acoustic, insulation and ventilation requirements in the technical design.
  • Agree how late layout or product changes will be priced.

Bottom line: A room schedule makes the fit-out boundary clearer than a broad price per square metre.

Check the Rugby planning route early

Some rear extensions of more than one storey can use permitted development, but side extensions of more than one storey require householder planning permission.

Planning Portal says a rear extension of more than one storey under permitted development must project no more than three metres beyond the original rear wall and remain at least seven metres from the boundary opposite that wall. The roof pitch should match the existing house as far as practicable, and upper-floor side windows must be obscure-glazed and normally non-opening below 1.7 metres from floor level. The proposal must also meet the general extension limits.

The same official guidance says all side extensions of more than one storey require householder planning permission. Rear extensions of more than one storey on Article 2(3) designated land also require it. Previous additions count against some limits, and the original house means the building as first built or as it stood on 1 July 1948 if older.

Rugby Borough Council warns that permitted development rights may have been removed from a property. Its formal householder pre-application advice costs £115 inclusive of VAT from 1 April 2026, and it points homeowners to a Certificate of Lawfulness when formal confirmation is needed. Advice or a certificate has a different purpose from a planning application, so confirm the correct route for the actual property and design.

Check the guidance: Planning Portal extension planning rules, Rugby Borough Council pre-application advice.

Bottom line: Confirm the Rugby planning route before treating the footprint, windows or roof as settled.

Budget separately for technical approvals and neighbour duties

Planning permission, building regulations approval and party wall duties are separate processes, and one approval does not replace another.

GOV.UK says building regulations approval is normally needed for a new building or an extension. The technical work can cover structure, fire safety, ventilation, drainage, energy performance, electrical safety and glazing. Agree who prepares the drawings and calculations, submits the application, responds to queries, arranges inspections and provides completion information.

Party wall duties are separate. GOV.UK says notice may be required for work on an existing party wall or shared structure, building on or at the boundary, or excavation below and near a neighbour's foundations. Whether the Act applies depends on the design and neighbouring buildings. Check early because the process can affect information, professional fees and the intended start date.

Keep professional and statutory costs visible beside the construction budget. Possible items include measured surveys, design work, structural engineering, planning or lawful development submissions, building control charges, drainage information, specialist reports and party wall advice. Include VAT treatment against each figure. A contingency should remain under the homeowner's control and should not replace a defined scope.

Check the guidance: GOV.UK building regulations approval, GOV.UK party wall guidance.

Bottom line: Assign every submission, notice, inspection and completion document to a named party and budget line.

Compare complete two-floor quotations

Two totals can be compared only when they use the same drawings, room schedule, specification, approvals and VAT basis.

Give each contractor the same Rugby postcode, photographs, surveys, drawings, structural information and room schedule. Identify access limits, known drains, intended openings, the kitchen or bathroom requirements and the finish expected in every affected room. If design work is incomplete, ask each contractor to list assumptions and exclusions rather than hiding uncertainty inside one total.

Compare groundworks, drainage, structure, temporary support, external walls, roof, scaffolding, windows, doors, services, plastering, joinery, decoration, flooring and external making good line by line. Include work inside the existing house, professional responsibilities, applications, inspections, waste, welfare, protection and cleaning. Check whether VAT is included, excluded or not applicable for every price.

Review allowances carefully. A provisional sum should state what it covers and how it will be adjusted. A product allowance should identify quantity, quality and whether delivery and fitting are included. Changes should be described and priced before extra work proceeds. Payment stages should follow defined work or orders, not vague dates.

For an initial conversation with Belmax, send the postcode, photographs, the rooms required on each floor and any drawings or decisions already received. That information helps identify the survey, design and technical questions still needed. A project-specific quotation follows a sufficiently developed scope, not the national figures in this guide.

  • Design basis: surveys, drawings, calculations and room schedule.
  • Construction: foundations, drainage, frame, openings, roof and weathering.
  • Fit-out: services, kitchen or bathroom, joinery, plastering and finishes.
  • Project costs: approvals, professional work, access, protection and waste.
  • Commercial detail: VAT, exclusions, allowances, changes and payment stages.
  • Handover: inspections, certificates, product information and completion records.

Bottom line: Normalise the scope and tax basis before deciding which quotation offers better value.

What clients say

Recent words from Belmax clients.

Three public five-star review excerpts, checked 24 September 2026.

★★★★★
“We have been really happy with the service from Belmax Builders. They are reliable, professional and, most importantly, always kept to the agreed schedule.”
Ivett Fecske-KeresztGoogle review excerpt
★★★★★
“Belmax did the job to very high standard, communicated with us the whole time and explained really well what to expect.”
Michal BabičGoogle review excerpt
★★★★★
“Job was started on time and Rob kept us up to date every step of the way. The finished conversion looks amazing.”
Doug WinderGoogle review excerpt
Read the full reviews on Google

Frequently asked questions

How much does a double storey extension cost in Rugby?

There is no verified single Rugby average. Checkatrade's August 2026 guide gives £1,650 to £3,000 per square metre plus VAT, depending on quality, and excludes internal fixtures and fittings such as plumbing and electrical work. Treat that as a national planning benchmark, not a Belmax price. The property, structure, access, room uses, approvals, services, finish and work to the existing house determine a quotation.

Is a double storey extension twice the cost of a single storey one?

Not necessarily, because both floors can share one footprint, foundations and roof. However, the upper floor adds walls, structure, scaffolding, windows, services and finishes, while the existing house may need larger openings and layout changes on both levels. Compare developed designs rather than applying a simple multiplier. The room uses, ground conditions, access and specification can change the relationship between the two options substantially.

Does a double storey extension need planning permission in Rugby?

Some rear extensions of more than one storey can use permitted development if every limit and condition is met. Planning Portal says side extensions of more than one storey require householder permission, as do multi-storey rear extensions on Article 2(3) designated land. Rugby Borough Council also warns that permitted development rights may have been removed. Check the property and proposal, and seek formal confirmation where needed.

Do the published double storey extension figures include VAT?

Checkatrade labels its August 2026 double storey ranges as cost plus VAT, so VAT must be added where applicable. Its guide also excludes internal fixtures and fittings, including plumbing and electrical work. The FMB page does not clearly state VAT treatment beside its £1,000 to £2,500 per square metre range. Ask every designer, consultant, supplier and contractor to show VAT and excluded work in writing.

What should I send for a useful double storey extension conversation?

Send the Rugby postcode, photographs of the property and access, and a short description of the rooms needed on both floors. Include any measured survey, drawings, planning response, structural information or drainage details already available. Explain which existing rooms may change and the finish expected. This helps identify the missing design and technical work before a contractor is asked to turn a broad national benchmark into a property-specific quotation.

Sources

Figures, fees and rules change. Every source below was checked on 24 September 2026.

  1. Checkatrade: Double storey extension cost in 2026National construction ranges, plus VAT labelling, excluded internal fixtures and fittings, type examples and cost factors. Updated August 2026.
  2. Federation of Master Builders: Two-storey extension costsTrade-body range and guidance on cost drivers, structural alterations and the need to budget for planning and design work.
  3. Planning Portal: Extension planning permissionCurrent national permitted development limits and conditions for side and rear extensions of more than one storey in England.
  4. Rugby Borough Council: Pre-application planning adviceLocal warning about removed permitted development rights, Certificate of Lawfulness route and the £115 householder pre-application fee inclusive of VAT from 1 April 2026.
  5. GOV.UK: Building regulations approvalOfficial guidance on when approval is normally needed and the distinction from planning permission.
  6. GOV.UK: Party walls and building workOfficial guidance on work that may require notice to a neighbouring owner.
  7. Planning Portal: Building regulations for extensionsTechnical overview covering foundations, floors, walls, roofs, drainage, electrics and other extension work.